Karkiya Terms & Conditions — Transparently, in Plain Language

These terms and conditions apply to the Karkiya website (karkiya.world), mobile app, and all associated services. Karkiya is an international online Sports Betting and gaming platform.

By using any Karkiya service, you are considered to have automatically agreed to these terms. If you do not agree, please refrain from using the platform.

Karkiya's Terms & Conditions are available in both Bengali and English. If there is any difference in interpretation between the two, the Bengali version shall take precedence.

To open an account with Karkiya, the following conditions must be met:

• You must be at least 18 years of age. An NID or passport may be requested for age verification.
• Per person Single Account can be created. If multiple accounts are found belonging to the same person, all accounts will be closed and balances may be forfeited.
• Details provided at registration — including your name, mobile number, and date of birth — Complete, truthful, and your own is required.
• Opening an account on behalf of another person is strictly prohibited.

Karkiya reserves the right to accept or reject any account registration. The obligation to provide reasons applies only in limited circumstances.

The following payment methods are currently supported on Karkiya:

• Deposited funds may only be used for betting and gaming activities.
• Deposits are generally free of charge, though your payment provider may apply their own fees.
• Funds sent from third-party accounts will not be accepted and will be returned.
• For suspicious deposits, Karkiya may place a hold on funds until verification is complete.

To withdraw your winnings, the following conditions must be met:

• Minimum Withdrawal Amount ৳500।
• KYC verification is mandatory before your first withdrawal.
• Withdrawal requests are typically 5–30 minutes to process. During peak periods, this may take up to 24 hours.
• Withdrawals can only be made to your registered payment number. Transfers to a different number are not permitted.
• Turnover requirements must be met before withdrawing any earnings from bonuses.
• If suspicious activity is detected, Karkiya may suspend withdrawals for the duration of the investigation.

The following rules apply when betting on Karkiya:

• Once a bet is placed, it generally cannot be cancelled. If the Cash Out feature is available, you may close a bet early under specific conditions.
• The minimum and maximum bet for each market is clearly displayed on the bet slip.
• If a match is completely cancelled, the staked amount is refunded. For matches shortened due to rain, the Duckworth-Lewis method applies.
• If clearly incorrect odds are published in any market, Karkiya reserves the right to void the affected bets and will notify the users involved.
• Coordinated betting across multiple accounts on the same event (arbitrage) is prohibited.

Karkiya's decision on the outcome of any bet is final. For appeals, contact our support team — responses are provided within 72 hours.

Karkiya offers various bonuses and promotions from time to time. Each offer comes with specific terms — please read them carefully.

• Welcome Bonus: 100% bonus on your first deposit. The maximum bonus amount is capped — see the promotions page for details.
• Turnover Requirement: A specified wagering multiple of the bonus amount must be met before withdrawal. Example: a 10x turnover requirement on a ৳1,000 bonus means ৳10,000 in total bets must be placed.
• A bonus cannot be combined with another active bonus unless the offer explicitly states otherwise.
• While a bonus is active, only wagers placed with real money count toward the turnover requirement.
• Karkiya reserves the right to modify or cancel any promotion at any time.

The security of your account is primarily your own responsibility. Karkiya provides the highest level of technical protection, but users must also take their own precautions.

• Keep your password strong and do not share it with anyone.
• Enabling two-factor authentication (2FA) is strongly recommended.
• If you log in from an unrecognized device, you will receive an email or SMS notification.
• If you notice suspicious activity on your account Immediately Notify the support team.
• Account sharing is strictly prohibited. Using another person's login credentials is not allowed.

Karkiya is not liable for transactions made by a third party who accesses your account — unless it is proven that a vulnerability existed within our system.

The following activities are strictly prohibited on Karkiya and may result in penalties:

• Fraud: Creating an account with false information or using someone else's identity.
• Multiple Accounts: Creating multiple accounts to claim bonuses more than once.
• Arbitrage Betting: Attempting to generate risk-free profits by placing coordinated bets across multiple platforms.
• System Exploitation: Exploiting technical errors to gain an unfair advantage.
• Money Laundering: Using the platform for the purpose of money laundering.
• Match Fixing: Involvement in any activity that influences the outcome of a match.

Karkiya may restrict, temporarily suspend, or permanently close an account for any reason. Common grounds include:

• Engaging in rule violations or prohibited activities.
• Unusual betting patterns or suspicious activity.
• Failure to pass KYC verification or providing false information.
• Being inactive for an extended period (more than 12 months).

Users may also close their account at any time through Settings or by contacting Support. If there is a remaining balance at the time of closure, it can be withdrawn beforehand (provided no other conditions apply).

Once an account is permanently closed, the same individual may not open a new account under any name.

Karkiya firmly believes that betting is a form of entertainment — it should not be treated as a source of income. We provide the following tools:

• Deposit Limit: Set daily, weekly, or monthly deposit limits.
• Loss Limit: Set a maximum loss limit for a given period.
• Cooling-Off: Temporarily suspend your account for anywhere between 24 hours and 1 month.
• Self-Exclusion: Apply for long-term self-exclusion.

Karkiya treats the privacy of users' personal information as a top priority. Full details on how data is collected, used, and protected can be found in our Privacy Policyis available at.

• Your information is never sold to third parties for marketing purposes.
• Information is not shared with government authorities unless required by law.
• All data is secured with 256-bit SSL encryption.

Karkiya may update these terms at any time. Prior to significant changes, an SMS will be sent to your registered mobile number and a notification will be displayed on the platform.

Continued use of the platform after any changes have been made will be considered acceptance of the updated terms.

If you have any questions about these terms or anything else, please contact us: