Last updated: June 2026

Karkiya Privacy Policy — Your Data, Your Rights

Everything Karkiya collects, why we collect it, and how we keep it safe is clearly set out here. No hidden agenda.

256
Bit SSL encryption
0
No sale of data to third parties
24/7
Data Monitoring
TLS 1.3
State-of-the-Art Security

Core privacy principles

Six key pillars of how Karkiya keeps user data secure

Strong Encryption

All your data is protected with 256-bit SSL encryption — the same standard used by banks.

Data is never sold

Karkiya never sells your personal data to third parties. Your information is used solely to improve our services.

Biometric data stays local

Your fingerprint or facial recognition data stays on your device at all times and is never transmitted to Karkiya's servers.

Minimal data collection

Karkiya only collects the data strictly necessary to operate its services. We do not ask for information we don't need.

Transparent data use

This policy clearly explains how your information is used. There are no vague terms or hidden intentions.

Control over your data

You can view, correct, or request deletion of your stored data at any time.

Brief Message

Karkiya respects your privacy. This policy explains what data we collect, why we collect it, and how it's kept secure. If you have any questions, please reach out to our support team.

1

What Data We Collect

Various types of information are collected when you create an account and use Karkiya's services. A detailed breakdown is provided below:

Type of data Example At the time of collection
Identity Information Full name, date of birth, NID number During Registration & KYC Verification
Contact Information Mobile number, email At the Time of Registration
Financial information BKash/Nagad number, transaction history At the time of payment
Device Information Automatic IP address, browser type, OS When using the platform
Usage Data Automatic Page visits, clicks, session duration While Browsing
Betting History Markets, Stakes, Outcomes At the time of each bet

About biometric data: If you use fingerprint or Face ID, that data never reaches Karkiya's servers. It stays entirely within your device's secure enclave.

We never store passwords in plain text. All passwords are secured using one-way hashing, meaning even Karkiya staff cannot read your password.

2

Why data is collected

Karkiya only collects data for specific, legitimate purposes. The main reasons we use your information are:

  • Account Management: Completing registration, verifying login, and keeping your account safe.
  • Payment processing: Processing deposits, completing withdrawals, and maintaining transaction records.
  • KYC verification: Meeting legal obligations for age verification and anti-money laundering compliance.
  • Customer Support: Your information is needed to resolve issues and provide support.
  • Platform improvement: Analysing which features are used most to improve your overall experience.
  • Fraud prevention: Detecting unusual activity to keep your account secure.
  • Legal Obligation: Meeting regulatory requirements in accordance with applicable law.
Regarding Marketing

Karkiya may send you marketing messages (offers, promotional SMS) — but only if you gave consent at the time of registration. You can withdraw this consent at any time from your account settings.

3

Who data is shared with

Karkiya does not sell your data. However, limited information may need to be shared in certain circumstances:

  • Payment providers (bKash, Nagad, Rocket): Only the information needed to complete a transaction — strictly what is required for payment processing.
  • Technology partners: Cloud hosting and security service providers — they cannot use your data without Karkiya's authorisation.
  • Legal Authorities: When required by a court order or a lawful demand from a regulatory authority.
  • Fraud prevention agencies: Limited cross-referencing with industry-standard databases to detect fraudulent activity.

To put it plainly: Karkiya never sells or shares your data with advertising companies, data brokers, or marketing agencies. This is an unchangeable part of our policy.

When sharing data with third parties, Karkiya always ensures through contractual agreements that those parties uphold the same standard of privacy practices.

4

How long is data retained

Different types of data are retained for different periods. Karkiya does not keep your information longer than necessary:

  • Account Information: Retained for as long as your account is active. If closed, data is kept for a defined period as required by applicable legal obligations.
  • Transaction Records: A minimum of 5 years, as required by financial regulations.
  • Betting History: Up to 3 years after account closure.
  • Support Conversations: Automatically deleted 2 years after the issue is resolved.
  • Log Files & Device Information: Up to 12 months maximum, after which it is deleted automatically.
  • Marketing consent records: Even after consent is withdrawn, records are kept for 3 years — for legal protection.

Closing your account does not immediately erase all your data — certain information must be retained for a defined period for legal and regulatory reasons. If you submit a deletion request, you will be informed of these limitations.

5

Cookies & tracking technologies

The Karkiya website and app use cookies and similar technologies. These are small text files stored in your browser.

Optional cookies can be disabled through your browser settings, though some features may not function as intended. On the Karkiya mobile app, cookie preferences can be managed directly from the app settings.

6

Data security practices

Karkiya follows the highest industry standards for data protection. The core layers of our security framework include:

  • 256-bit AES Encryption: All sensitive data stored on our systems is encrypted. Even in the event of a data leak, the information would not be readable.
  • TLS 1.3 transmission: All communication between your device and Karkiya's servers takes place over encrypted channels.
  • Monthly Security Audits: An independent third-party team conducts monthly system audits to identify vulnerabilities.
  • Access Controls: Karkiya staff can only access specific data that is necessary for their work responsibilities.
  • Data Center Security: Our servers are housed in physically secured data centers. Unauthorized access is not possible.
  • Unusual activity detection: Our AI-powered system monitors account activity around the clock and raises an alert immediately if anything suspicious is detected.
In the Event of a Data Breach

In the event of an unexpected data breach, Karkiya will notify affected users via SMS and email within 72 hours, providing full details about the situation and the steps to take.

7

Your rights

You have certain rights regarding your personal data. Karkiya respects all of these rights:

Right to Access Your Data

You have the right to know what information Karkiya holds about you. Submit a request and you'll receive a full list within 30 days.

Right to correct your data

If any of your stored data is inaccurate, you can request a correction — either through your account settings or by contacting support.

Right to erasure

You can request deletion of your stored data where there is no legal obligation to retain it. You will be informed of any applicable restrictions.

Right to object to processing

You can object to your data being used for marketing purposes. Marketing consent can be withdrawn at any time from your settings.

Right to data portability

You may request a download of your data in a machine-readable format (JSON or CSV).

Right to Restrict Processing

If you have concerns about the accuracy of your data, you can request that its use be restricted while a review is in progress.

8

Children's Privacy

Karkiya's services are intended solely for users aged 18 and over. We do not knowingly collect data from anyone under the age of 18.

If we become aware that a minor has created an account, it will be closed immediately and all associated data will be deleted.

For Parents

If you suspect your child has created a Karkiya account, contact support@karkiya.world immediately. We will act promptly.

9

Third-Party Services & Links

Karkiya's platform may occasionally reference third-party services — such as payment gateways or identity verification providers. Each of these services has its own privacy policy.

  • Karkiya is not responsible for your activity on third-party platforms.
  • If you provide information through bKash or Nagad, the privacy policy of that respective service will apply.
  • Third-party service providers are contractually prohibited from using your data for any purpose beyond what Karkiya directs.

The cloud and technology infrastructure used by Karkiya complies with internationally recognized security standards.

10

Changes to the Privacy Policy

Karkiya may update this Privacy Policy when necessary. The method of notification will vary depending on the nature of the change:

  • Minor changes (Language clarification, added explanation): The "Last Updated" date at the top of the page will be changed.
  • Major Changes (New purpose for data use, new third party): Notifications will be sent via SMS to your registered mobile number and as banner notifications on the platform.

Advisory: Check this page from time to time. Continuing to use Karkiya after any changes are made will be taken as your acceptance of the updated policy.

11

Privacy contact

If you have any questions, requests, or concerns about your data, please get in touch with Karkiya:

Email: support@karkiya.world
Subject: Send us a message with the subject "Privacy Request"
Live Chat: Via the chat icon on any page of karkiya.world
Time: 24/7 — responses available in Bengali
Response Time: Privacy requests are typically responded to within 30 days

If you request deletion or correction of your data, we may ask you to verify your identity first — this is a necessary security measure.

Frequently asked questions

Straightforward answers to two common questions about app and browser usage

If the app won't open or is showing an update prompt, try restarting your phone first — that often resolves the issue. If it doesn't help, uninstall the app and visit this page's Downloads Section Download and install the latest APK file fresh from the source. Keeping an older version may cause the app to malfunction due to security or server compatibility issues — so staying updated is important. iOS users should tap the Update button in the App Store. If auto-update is enabled on Android, the app will update automatically when connected to Wi-Fi. If issues persist, contact Karkiya's live chat support with your phone model and Android version — the team will get you sorted quickly.

Yes, absolutely. Karkiya's web version is fully optimized for mobile browsers. Open karkiya.world in Chrome, Firefox, or Safari and start betting right away. Login, payments, live betting, and score tracking — everything works in the browser. That said, there are a few differences compared to the app: you won't receive push notifications, biometric login won't be available, and offline score caching won't work. Data saver mode is also unavailable on the browser. For the best overall experience, the app is the way to go — but the browser version is more than capable. Another option is to use your browser's "Add to Home Screen" feature, which lets you use Karkiya as a PWA, giving you an app-like experience without a separate download.

Get Started Safely

Your Data Is Completely Safe at Karkiya

Once you've read and are comfortable with our Privacy Policy, register now. Enjoy the best betting experience with your data kept fully secure.

256-bit Encryption No data selling Bangla support 18+ Only
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